In the Sukanya Samruddhi Yojana, Rs. Give a gift of Rs.75 lakh to daughter by investing 1.5 lakh

Under the Sukanya Samruddhi Yojana, the government has revised its rules on December 7, with interest rates at 8.5 percent. Rs. When the girls of the age of 5 lakh invested at the age of 4, they get Rs. Up to 1 Lakh amount can be obtained. From this, the expenses of marriage can be arranged through the higher education of the bride. From the year the daughter was born, it was worth Rs. To parents planning to save Rs. 5 lakhs.

An account can be opened for girls up to ten years of age under the Sukanya Enrichment Scheme. Parents can open these accounts for up to two daughters in one family. In order to open this account, the birth certificate of the daughter is required. However, in case of parents who have given birth to twins, more than two accounts are allowed to be opened. In a year, Rs. Interest will not be paid on that amount if more than 1.5 lakhs have been deposited. There will be no immediate refund of this amount.

In the first year after the birth of the child, an investment has been made by opening an account. In case of default, if no amount is deposited till the age of fifteen, then under such circumstances the interest on the amount deposited in the account will get interest at the rate of 8.5% and the deposit will be paid at maturity.

In April every year, Rs. 1.5 lakhs will be deposited in the account of Sukanya Samruddhi Yojana for 3 years, while in his account, at the end of 5 years Rs. Deposit 1, 5, 6. However, since the account is matured for 3 years, the girl gets an amount of Rs. Parents can easily afford the cost of their higher education and marriage. After the age of 4 years, the girl can operate the account. For this, the required documents have to be submitted and processed at the post office. In case of death of the account holder, the account of Suksanya Samrudhi Yojana can be closed even before maturity. For this, only the death certificate of the landlord is required to be submitted. As soon as the competent authorities get their details, they close the account.

In case the parents' health deteriorates and money is needed to save their lives, the landlord is allowed to withdraw the amount deposited in this account by presenting the relevant evidence. In case of death of the landlord or his parents, the amount deposited in the account will be entrusted to the parents or daughter only. Under no circumstances will the account be closed for five years before the account is opened.

If the girl passes the tenth standard or turns 6 years old, the withdrawal will be allowed as per the first of the two. However, this exemption will be granted after receipt of admission to the educational institution and submission of fee receipt. Documentary evidence will have to be submitted along with the application for withdrawal of money. This amount can be withdrawn simultaneously or in small amounts. Money can be withdrawn only once a year. Withdrawals will be limited only to fees and other charges.

The girl will be allowed to close the account only after the age of 4 years. For reasons like marriage of the bride, the account can be closed even before 3 years. This amount can be deducted for marriage expenses by providing declaration. At this stage, the notarized evidence will have to be presented. It also includes proof of age. On the date of marriage, he will have to prove that the applicant's age is not less than 3 years. The amount will be allowed to be withdrawn only one month before the date of marriage.